Getting your dream piece of gear has never been easier! Spread the cost of your purchase over up to 48 months with 0% APR options available, subject to status and the value of your order. Read on for more info on how to apply for finance at Andertons Music Co.
FINANCE AT ANDERTONS MUSIC CO.
- 0% APR representative
- Flexible deposit
subject to affordability, age and status - Minimum spend applies
- 19.9% APR representative
- Flexible deposit
subject to affordability, age and status - Minimum spend applies
- 0% APR representative
- Split the cost into 3 payments across 2 months
- Minimum spend applies
How Do I Apply?
We've partnered with V12 Finance as they specialise in musical instruments and provide a simple and easy application process. On each product page, you'll see a finance calculator which will help you work out what the repayments on that product will be. What's more, you can apply for finance on your whole basket as long as it is over the qualifying value. At the checkout, simply choose V12 Finance as your payment method and you'll be guided through the application process.
Example V12 Finance Packages
Interest Free Finance Over 9 Months (Minimum Order Value £450)*:
- Total Cash Price: £1000
- Deposit: £100
- Amount of credit: £900
- Duration of agreement: 9 months
- 9 payments of £100
- Cost of credit: £0
- APR representative: 0%
- Total amount repayable: £1000
19.9% APR Finance Over 36 Months (Minimum Order Value £300)*:
- Total Cash Price: £1000
- Deposit: £100
- Amount of credit: £900
- Duration of agreement: 36 months
- 36 payments of £32.66
- Cost of credit: £275.76
- APR representative 19.9%
- Total amount repayable: £1275.76
*Subject to affordability, age and status. Minimum spend applies.
What V12 Finance Packages Are Available?
The following finance packages are available on our website. The terms of the package will vary from product to product.
- 9 MONTHS 0% APR FINANCE*
- 12 MONTHS FINANCE AT 19.9% APR REPRESENTATIVE**
- 18 MONTHS 0% APR FINANCE***
- 24 MONTHS 0% APR FINANCE***
- 24 MONTHS FINANCE AT 19.9% APR REPRESENTATIVE**
- 36 MONTHS 0% APR FINANCE***
- 36 MONTHS FINANCE AT 19.9% APR REPRESENTATIVE**
- 48 MONTHS FINANCE AT 19.9% APR REPRESENTATIVE**
- 48 MONTHS FINANCE 0% APR FINANCE***
*Available on all products if the total order is over £450
**Available on all products if the total order is over £300
***Available on selected products only
What's The Minimum Value For V12 Finance?
All our finance offerings are subject to a minimum loan value. This value varies from package to package. It means that the maximum deposit that you can pay is capped.
Our website checkout will automatically cap your deposit amount at the maximum possible amount. You can choose to pay any deposit between the minimum and maximum value.
- The minimum order value to be eligible for interest-free finance packages is £450
- The minimum order value to be eligible for interest-bearing finance packages is £300
- The maximum loan value is £15,000
- The minimum deposit amount required for finance is shown on individual product pages on our site
Finance FAQs
Am I eligible for finance?
- All loans are subject to status
- You must be at least 18 years old
- You, or your partner, must be in permanent paid employment, self-employed, retired and receiving a pension, working student in part-time work or in receipt of a disability benefit
- You must have been a permanent resident in the UK for at least 3 years
- You must have a debit or credit card in your name, which is registered to the address of your order and have a Bank or Building Society account available for the direct debit repayments
- Customers from outside the UK cannot apply for finance from Andertons Music Co.
- Splitting orders into multiple deliveries may be possible if over 50% of the value of the order is in stock. You will need to agree to our terms & conditions before we can consider this.
- We can only deliver your order to the address used on the finance agreement. We cannot make any exceptions to this rule.
How do repayments work?
Monthly repayments will be taken by direct debit. Your finance agreement starts when you receive your goods. You don't start repaying your loan until a month after you have received your order.
Contact V12 Finance
For information on your agreement or general questions regarding how V12 work, you can contact V12 directly:
- 02920 468 900
- customerservices@v12finance.com
Complaints
If your complaint is about the items purchased, please contact us directly.
If your complaint is specifically about your finance agreement, please contact V12 as above who will be happy to help. If you are still dissatisfied and your agreement is regulated by the Financial Conduct Authority, you have the right to refer your complaint to the Financial Ombudsman Service, free of charge, but you must do so within six months of the date of the final response or 8 week holding letter. Further information and contact details can be found on www.financial-ombudsman.org.uk.
PAYPAL PAY IN 3
wHAT IS pAYPAL pAY IN 3?
PayPal Pay in 3 is an interest-free loan that lets you split your basket into 3 payments, with the first due at time of purchase and subsequent payments due every month on the same date. It’s a great way to spread the cost!
Pay in 3 is an unregulated credit agreement, so you will have fewer protections under this agreement than you would under a regulated credit agreement. Carefully consider whether the purchase is affordable and how you will make the repayments. Be aware of the possible impact of using Pay in 3 and of missing payments, including making other borrowing more difficult or more expensive.
How To Purchase Using PayPal Pay In 3:
- Choose PayPal at checkout then select Pay in 3.
- Get approved by PayPal Quickly, if approved make your first payment.
- Make 2 more automatic payments on the same date each month!
Disclaimer
Andertons Music Company's Registered Office: 58-59 Woodbridge Road, Guildford, GU1 4RF. Andertons Music Company acts as a credit broker and not a lender and only offers credit products from Secure Trust Bank PLC trading as V12 Retail Finance. Not all products offered by Secure Trust bank PLC are regulated by the Financial Conduct Authority. Andertons Music Company is authorised and regulated by the Financial Conduct Authority, firm registration number 716155. Credit provided subject to affordability, age and status. Minimum spend applies. Terms and Conditions apply. UK residents only. V12 Retail Finance Limited Registered in England and Wales 4585692. Registered office: V12 Retail Finance Limited Yorke House, Arleston Way, Solihull, B90 4LH. V12 Retail Finance is Authorised and regulated by the Financial Conduct Authority number 679653.